Buy its4women Home Insurance and start earning!
Buy its4women Home Insurance and start earning!
Buy its4women Home Insurance and start earning!
DRIVEN to always give you a competitive online home insurance quote!
DRIVEN to always give you a competitive online home insurance quote!
DRIVEN to always give you a competitive online home insurance quote!
*Based on April 2022 figures 71% of new business customers could have received free car insurance if 10 referred friends purchased a new business policy. Prices subject to minimum premiums. Reward Credits amounts can vary. Terms and Conditions apply
*Based on €100 online discount off this year’s policy and 50 reward credits worth €50. Prices subject to minimum premiums. Reward Credits amounts can vary. Terms and Conditions apply
*Based on €100 online discount off this year’s policy and 50 reward credits worth €50. Prices subject to minimum premiums. Reward Credits amounts can vary.
*Based on €100 online discount off this year’s policy and 50 reward credits worth €50. Prices subject to minimum premiums. Reward Credits amounts can vary. Terms and Conditions apply
Get a move on and sort
your home insurance today!
First of all, you need to consider what you need to insure:
Buildings Insurance
Buildings Insurance is made up of two parts:
1
The Private House (which includes garages with direct access from the Private House) including fixtures and fittings therein and thereon, occupied for residential purposes only, built with brick, stone or concrete and roofed substantially with slates,tiles, or other incombustible materials.
2
Domestic outbuildings, detached garages, swimming pools, tennis courts, including fixtures and fittings there in and there on, fuel storage tanks and their contents, terraces, patios, driveways, footpaths, walls, gates and fences, lawns, hedges; all situate as stated on Your Home Insurance Schedule on a site not exceeding two acres in area.
Contents Insurance
Contents insurance is household goods, including fittings and fixtures, and personal effects belonging to you (or for which you are legally responsible) or belonging to members of your household and domestic employees permanently residing with you, all in the private house and domestic outbuildings.
Home Insurance Cover Levels
What’s included?
Perils - Buildings and Contents Cover
Fire, Explosion, Lightning, Earthquake and Thunderbolt
Fire, Explosion, Lightning, Earthquake and Thunderbolt
Smoke
Smoke
Storm and flood
Storm and flood
Freezing, Escape or Overflow of Water
Freezing, Escape or Overflow of Water
Escape or Overflow of Oil from within any Plumbing or Heating System or Fixed Domestic Appliance
Escape or Overflow of Oil from within any Plumbing or Heating
System or Fixed Domestic Appliance
Stealing (or Attempted Stealing)
Stealing (or Attempted Stealing)
Impact by Aircraft, Aerial Devices or Articles Dropped from them, Rail Vehicles, Road Vehicles or Animals
Impact by Aircraft, Aerial Devices or Articles Dropped from
them, Rail Vehicles, Road Vehicles or Animals
Falling Trees and Branches and/or External Television/Radio Aerials, Masts and Satellite Dishes
Falling Trees and Branches and/or External Television/Radio
Aerials, Masts and Satellite Dishes
Riot, Civil Commotion, Strikers, Locked-Out Workers or Persons Taking Part in Labour Disturbances
Riot, Civil Commotion, Strikers, Locked-Out Workers or Persons
Taking Part in Labour Disturbances
Malicious damage and Vandalism
Malicious damage and Vandalism
Subsidence or Heave of the Site on Which the Private House Stands or Landslip
Subsidence or Heave of the Site on Which the Private House
Stands or Landslip
Accidental Damage (but only if indicated as covered on your schedule)
Accidental Damage (but only if indicated as covered on your
schedule)
Covered
Covered
Buildings Cover
Family Legal Protection
Family Legal Protection
Alternative Accommodation
Alternative Accommodation
Debris Removal Costs
Debris Removal Costs
Architect / Surveyor Fees
Architect / Surveyor Fees
Purchases Interest
Purchases Interest
Service Pipes and Cables
Service Pipes and Cables
Breakage of Fixed Glass and Sanitary Fittings
Breakage of Fixed Glass and Sanitary Fittings
Clean up Expenses
Clean up Expenses
Door Locks Replacement
Door Locks Replacement
Fire Brigade Charges
Fire Brigade Charges
Satellite Dishes, TV/Radio Aerials & Masts
Satellite Dishes, TV/Radio Aerials & Masts
Title Deeds
Title Deeds
Legal Liability to Others as Owner of the Buildings
Legal Liability to Others as Owner of the Buildings
Adaption of Your Home Following Disability
Adaption of Your Home Following Disability
Damage to Headstones
Damage to Headstones
Landscaping Cover
Landscaping Cover
Accidental Damage
Accidental Damage
Plus
Plus
Optional
Optional
Premium
Premium
Optional
Optional
Contents Cover
Family Legal Protection
Family Legal Protection
Alternative Accommodation
Alternative Accommodation
Reinstatement of Sum Insured after Loss
Reinstatement of Sum Insured after Loss
Liability as a Tenant
Liability as a Tenant
Audio and Audio-Visual Equipment
Audio and Audio-Visual Equipment
Breakage of Glass and Sanitary Fittings
Breakage of Glass and Sanitary Fittings
Christmas and Wedding Gifts
Christmas and Wedding Gifts
Compensation for Death of Insured and/or Spouse
Compensation for Death of Insured and/or Spouse
Fraudulent Use of Credit/Debit/Charge/Cheque or Cash Cards
Fraudulent Use of Credit/Debit/Charge/Cheque or Cash Cards
Freezer and Refrigerator Contents
Freezer and Refrigerator Contents
Contents in the Open
Contents in the Open
Household Removal
Household Removal
Title Deeds
Title Deeds
Visitors and Guests’ Property
Visitors and Guests’ Property
Liability to Others
Liability to Others
Liability to Domestic Employees
Liability to Domestic Employees
Home Office Equipment
Home Office Equipment
Money
Money
Loss of Oil
Loss of Oil
Shopping
Shopping
Unspecified All Risks Cover up to €3,000
Unspecified All Risks Cover up to €3,000
Accidental Damage
Accidental Damage
Plus
Plus
Optional
Optional
Premium
Premium
Optional
Optional
Full policy terms and conditions can
be found in the Policy Booklet
Full policy terms and conditions can
be found in the Policy Booklet
Definitions explained
Definitions explained
Definition of Personal Possessions
Definition of money
Definition of Personal Effects
Definition of Home Office Equipment
More information?
More information?
What is ‘Family Legal Protection’ cover?
Who underwrites your policy?
Looking for something else?
Looking for something else?
We offer four additional
covers for extra peace of mind
We offer four additional
covers for extra peace of mind
These optional covers can be selected during your
quote for an additional premium.
These optional covers can be selected during your
quote for an additional premium.
Accidental
Damage
Accidental
Damage
Accidental damage cover to the contents in addition to the perils listed above.
Get a Quote
Unspecified Personal Belongings
Unspecified Personal Belongings
We will cover your Personal Effects, Jewellery, Photographic Equipment, Clothing and Sports Equipment anywhere in the Republic of Ireland, Northern Ireland, Great Britain, the Channel Islands and the Isle of Man, and for not more than 60 days in any one period of insurance while elsewhere in the world, up to the total value selected. Please note: The maximum sum insured per item is €1,000 (exclusions and restrictions apply).
Get a Quote
Specified Valuables and Personal Possessions
Specified Valuables and Personal Possessions
We will cover your valuables anywhere in the Republic of Ireland, Northern Ireland, Great Britain, the Channel Islands and the Isle of Man, and for not more than 60 days in any one period of insurance while elsewhere in the world and up to the value insured on your policy. Please note: A valuation within the last 2 years is required for items valued at €5,000 or more.
Get a Quote
Pedal Cycles
(away from home)
Pedal Cycles
(away from home)
Accidental loss or damage in respect of pedal cycles owned by you or your family while being used away from the home provided the pedal cycle(s) are specified in the Policy Schedule.
Please note: The maximum sum insured for all cycle is €1,250
Get a Quote
Full policy terms
and conditions can
be found in the
Policy Booklet
Buildings Insurance
Buildings Insurance is made up of two parts:
1
The Private House (which includes garages with direct access from the Private House) including fixtures and fittings therein and thereon, occupied for residential purposes only, built with brick, stone or concrete and roofed substantially with slates,tiles, or other incombustible materials.
2
Domestic outbuildings, detached garages, swimming pools, tennis courts, including fixtures and fittings there in and there on, fuel storage tanks and their contents, terraces, patios, driveways, footpaths, walls, gates and fences, lawns, hedges; all situate as stated on Your Home Insurance Schedule on a site not exceeding two acres in area.
Contents Insurance
Contents insurance is household goods, including fittings and fixtures, and personal effects belonging to you (or for which you are legally responsible) or belonging to members of your household and domestic employees permanently residing with you, all in the private house and domestic outbuildings.
Get a move on
and sort your home insurance today!
First of all, you need to consider
what you need to insure:
Perils - Buildings
and Contents Cover
Fire, Explosion, Lightning, Earthquake and Thunderbolt
Smoke
Storm and flood
Freezing, Escape or
Overflow of water
Escape or Overflow of Oil from within any Plumbing or Heating System or Fixed Domestic Appliance
Stealing (or attempted stealing)
Impact by Aircraft, Aerial Devices or Articles dropped form them, Rail Vehicles, Road Vehicles or Animals
Falling Trees and Branches and/or External Television / Radio Aerials, Masts and Satellite Dishes
Riot, Civil Commotion, Strikers, Locked-Out Workers or persons taking part in Labour Disturbances
Malicious damage and vandalism
Subsidence or Heave of the site on which the private house stands or landslip
Accidental Damage (but only if indicated as covered on your schedule)
Home Insurance Cover Levels
What’s included?
Buildings Cover
Plus
Premium
Family Legal Protection
Alternative Accommodation
Debris Removal Costs
Architect / Surveyor Fees
Purchases Interest
Service Pipes and Cables
Breakage of Fixed Glass and Sanitary Fittings
Clean up Expenses
Door Locks Replacement
Fire Brigade Charges
Satellite Dishes, TV/ Radio Aerials and masts
Title Deeds
Legal Liability to Others as Owner of the Building
Adaption of Your Home Following Disability
Damage to Headstones
Landscaping Cover
Optional
Optional
Accidental Damage
Contents Cover
Plus
Premium
Family Legal Protection
Alternative Accommodation
Reinstatement
of Sum Insured
after loss
Liability as a tenant
Audio & Audio-Visual Equipment
Breakage of glass and Sanitary fittings
Christmas and Wedding gifts
Compensation for Death of Insured and/or spouse
Freezer & Refrigerator Contents
Contents in the open
Household Removal
Temporary Removal of Property
Title Deeds
Visitors and
Guests’ Property
Shopping
Unspecified All Risks up to €3,000
Optional
Optional
Accidental Damage
Liability to Others
Liability to Domestic Employees
Home Office Equipment
Money
Loss of Oil