Engagement Ring Cover
Engagement Ring Cover
Nov 9, 2023
From family heirlooms to treasured engagement rings, these special pieces of jewellery can carry a lot of value, both sentimental and monetary. Your engagement or wedding ring might be the most precious piece of jewellery you own, so in the event of your valuables being stolen, damaged or lost it’s important to make sure it’s covered as soon as possible.
So, how do you get engagement ring insurance? We’ve got the entire low-down on finding the right insurance policy below.
Does my home contents insurance cover my engagement ring and/or wedding ring?
You will need to declare your engagement ring (or any other valuable jewellery) as a ‘specified item’ on your home insurance if it’s worth more than €1,000. If your jewellery is worth less than €1,000, then it will be automatically covered as an ‘unspecified item’ within your contents cover. Items over €5,000 must be supported with a valuation done within the last 2 years.
Is my engagement ring covered outside of my home?
While it may seem obvious that you take your engagement / wedding ring outside your home, it’s important to clarify your insurance requirements with your insurer. Its4women provide worldwide cover for ‘unspecified items’ for up to 30 days in any one period of insurance. ‘Specified items’ are covered anywhere in the Republic of Ireland, Northern Ireland, Great Britain, the Channel Islands and the Isle of Man, and for not more than 60 days in any one period of insurance while elsewhere in the world and up to the value insured on your policy. Exclusions apply.
Am I covered for loss or damage?
Its4women covers loss or damage to your “Specified” and “Unspecified” valuables within and away from the home. If you wish to include accidental damage, this can be added on as an optional extra before purchasing your home insurance.
How do I make a claim?
If in any circumstance you need to make a claim, you must notify your insurance company as soon as reasonably possible giving full details of what has happened. its4women home insurance claims team are available 24/7 and our staff will be glad to help and advise you on how to make a home insurance claim.
Home Claims
Will making a claim for a lost, stolen, or damaged wedding / engagement ring affect my no claims discount?
The vast majority of claims will have some impact on your no claims discount, so check the terms and conditions within your home insurance policy document.
How do I find home insurance with cover for my engagement ring?
Its4women can provide home insurance cover to suit your needs. Get a home insurance quote with its4women and get peace of mind knowing that your engagement and weddings rings are properly covered.
Get a quote
From family heirlooms to treasured engagement rings, these special pieces of jewellery can carry a lot of value, both sentimental and monetary. Your engagement or wedding ring might be the most precious piece of jewellery you own, so in the event of your valuables being stolen, damaged or lost it’s important to make sure it’s covered as soon as possible.
So, how do you get engagement ring insurance? We’ve got the entire low-down on finding the right insurance policy below.
Does my home contents insurance cover my engagement ring and/or wedding ring?
You will need to declare your engagement ring (or any other valuable jewellery) as a ‘specified item’ on your home insurance if it’s worth more than €1,000. If your jewellery is worth less than €1,000, then it will be automatically covered as an ‘unspecified item’ within your contents cover. Items over €5,000 must be supported with a valuation done within the last 2 years.
Is my engagement ring covered outside of my home?
While it may seem obvious that you take your engagement / wedding ring outside your home, it’s important to clarify your insurance requirements with your insurer. Its4women provide worldwide cover for ‘unspecified items’ for up to 30 days in any one period of insurance. ‘Specified items’ are covered anywhere in the Republic of Ireland, Northern Ireland, Great Britain, the Channel Islands and the Isle of Man, and for not more than 60 days in any one period of insurance while elsewhere in the world and up to the value insured on your policy. Exclusions apply.
Am I covered for loss or damage?
Its4women covers loss or damage to your “Specified” and “Unspecified” valuables within and away from the home. If you wish to include accidental damage, this can be added on as an optional extra before purchasing your home insurance.
How do I make a claim?
If in any circumstance you need to make a claim, you must notify your insurance company as soon as reasonably possible giving full details of what has happened. its4women home insurance claims team are available 24/7 and our staff will be glad to help and advise you on how to make a home insurance claim.
Home Claims
Will making a claim for a lost, stolen, or damaged wedding / engagement ring affect my no claims discount?
The vast majority of claims will have some impact on your no claims discount, so check the terms and conditions within your home insurance policy document.
How do I find home insurance with cover for my engagement ring?
Its4women can provide home insurance cover to suit your needs. Get a home insurance quote with its4women and get peace of mind knowing that your engagement and weddings rings are properly covered.
Get a quote
From family heirlooms to treasured engagement rings, these special pieces of jewellery can carry a lot of value, both sentimental and monetary. Your engagement or wedding ring might be the most precious piece of jewellery you own, so in the event of your valuables being stolen, damaged or lost it’s important to make sure it’s covered as soon as possible.
So, how do you get engagement ring insurance? We’ve got the entire low-down on finding the right insurance policy below.
Does my home contents insurance cover my engagement ring and/or wedding ring?
You will need to declare your engagement ring (or any other valuable jewellery) as a ‘specified item’ on your home insurance if it’s worth more than €1,000. If your jewellery is worth less than €1,000, then it will be automatically covered as an ‘unspecified item’ within your contents cover. Items over €5,000 must be supported with a valuation done within the last 2 years.
Is my engagement ring covered outside of my home?
While it may seem obvious that you take your engagement / wedding ring outside your home, it’s important to clarify your insurance requirements with your insurer. Its4women provide worldwide cover for ‘unspecified items’ for up to 30 days in any one period of insurance. ‘Specified items’ are covered anywhere in the Republic of Ireland, Northern Ireland, Great Britain, the Channel Islands and the Isle of Man, and for not more than 60 days in any one period of insurance while elsewhere in the world and up to the value insured on your policy. Exclusions apply.
Am I covered for loss or damage?
Its4women covers loss or damage to your “Specified” and “Unspecified” valuables within and away from the home. If you wish to include accidental damage, this can be added on as an optional extra before purchasing your home insurance.
How do I make a claim?
If in any circumstance you need to make a claim, you must notify your insurance company as soon as reasonably possible giving full details of what has happened. its4women home insurance claims team are available 24/7 and our staff will be glad to help and advise you on how to make a home insurance claim.
Home Claims
Will making a claim for a lost, stolen, or damaged wedding / engagement ring affect my no claims discount?
The vast majority of claims will have some impact on your no claims discount, so check the terms and conditions within your home insurance policy document.
How do I find home insurance with cover for my engagement ring?
Its4women can provide home insurance cover to suit your needs. Get a home insurance quote with its4women and get peace of mind knowing that your engagement and weddings rings are properly covered.